HomeStreet's Q1 Earnings: How Key Metrics Stack Up Against Expectations

For the quarter ending March 2025, HomeStreet (HMST) announced revenues totaling $45.36 million, marking a 9% rise compared to the previous year. In terms of earnings per share (EPS), the company posted -$0.15 for this period, which is an improvement from -$0.29 recorded in the corresponding timeframe last year.

The announced revenue contrasts with the Zacks Consensus Estimate of $44.39 million, reflecting a positive surprise of 2.19%. In terms of earnings per share (EPS), the company exceeded expectations by delivering a negative surprise of -114.29%, as analysts had anticipated an EPS of -$0.07.

As investors examine the shifts in revenue and profits from one year to another and how these figures align with what analysts predict on Wall Street before deciding their next steps, certain crucial indicators consistently provide a clearer view of a business’s fiscal condition.

Since these indicators affect both revenue and profit figures, contrasting them with last year’s data and the projections from financial experts assists investors in gauging future stock price movements more precisely.

This is how HomeStreet fared in the recently reported quarter concerning the key performance indicators closely tracked and forecasted by Wall Street analysts.

Net Interest Margin : 1.8% compared to an average of 1.9% estimated by two analysts.
Efficiency Ratio : 102.9% compared to an average estimate of 101.2% from two analysts.
Net Interest Income :$33.22 million versus the $35.94 million average forecast from two analysts.
Net profit from initiating and selling loans : $3.22 million compared to an average estimate of $2.09 million from two analysts.
Total noninterest income :$12.14 million compared to the average forecast of $9.36 million from two analysts.

See all important company metrics for HomeStreet below>>>(>>)

Over the last month, shares of HomeStreet have gained +20.1%, compared to the Zacks S&P 500 Composite's decline of -4.3%. With a current Zacks rank of #3 (Hold), the stock is expected to match the overall performance of the wider market in the coming period.

The article was initially published on Zacks Investment Research (Romero.my.id).